Your Initial Enrollment Period is when you first become eligible for Medicare.
You have a 7-month enrollment window to sign up for Part A and/or Part B.
Reasons you may be eligible:
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You are turning 65 years old.
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You are newly eligible for Medicare because you have a disability and are under the age of 65.
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You are losing your creditable employer plan.
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You are diagnosed with Amyotrophic Lateral Sclerosis (ALS), or End Stage Renal Disease (ESRD)
During that same time you will need to decide on what type of plan you would like in addition to Parts A & B.
A couple of your options are:
There are certain instances where you may accrue a penalty if you do not sign up on time, or choose not to enroll in certain Medicare Parts.
Please call our office to set up an appointment to go through your specific circumstances.